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Articles Tagged with seniors

By Nathan Vinson

elderly womanBetween our phones and our e-mail, everyone in America (and likely around the world) is hit with scams every day. We’re promised millions by the wife of a dead African dictator, or told that the caller is from the IRS and needs payment of back taxes immediately. Door-to-door sales people tell us there is something wrong with our roof. Insurance flyers attempt to scare us into thinking that something horrible will happen if we don’t buy their insurance.

Most of us brush this stuff off without a thought. We hang up on the scammers, delete those spam e-mails and move on. But for the elderly, it’s hard to tell the difference between a genuine offer that needs our attention and fraud.

While we all fear looking stupid or gullible, what’s truly frightening for an elderly person is the prospect of looking dumb in front of someone we love and trust. Asking for help as you get older is difficult. Scammers know this – and push the elderly into it by insisting their offer is for a limited time or that dire consequences can result if they don’t act right now.

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By Elizabeth J. McKinney, Attorney
English, Lucas, Priest and Owsley, LLP

mental competencyAs we age, one of our collective greatest fears is that we’ll lose the power to make our own decisions. This happens sometimes because our faculties begin to betray us. The things that once seemed simple – such as keeping up with a checkbook and paying bills – are more challenging. Physical limitations, such as loss of sight, diminished hearing and failing handwriting, can contribute to those challenges and call into question our mental competency.

Many people have children or a spouse ready or willing to step in. But that may also feed our fear – that as those other people come into the scene to help handle routine tasks, they’ll do things without our knowledge or consent, and that we’ll lose control of our money, our homes and even healthcare decisions.

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